Sunday, May 24, 2020

Online Fraud and Identity Theft - 3653 Words

Introduction: Identity theft is one of the fastest growing crimes statistically according to the Federal Trade Commission. Roughly 27.3 million Americans have fallen victim to this form of theft/fraud. According to last year the loss of money for businesses and financial institutions are in the billions and with consumers out of pocket expenses has been about 5 billion dollars. Identity theft refers to crimes in which someone wrongfully obtains and uses another persons personal data (i.e., name, date of birth, social security number, drivers license number, and your financial identity— credit card, bank account and phone-card numbers) in some way that involves fraud or deception, typically for economic gain (to obtain money or†¦show more content†¦Fraud is a broad strokes definition; fraud is a deliberate misrepresentation which causes another person to suffer damages, usually monetary losses. Most people consider the act of lying to be fraudulent, but in a legal sense lying is on ly one small element of actual fraud. A salesman may lie about his name, eye color, place of birth and family, but as long as he remains truthful about the product he sells, he will not be found guilty of fraud. There must be a deliberate misrepresentation of the products condition and actual monetary damages must occur. Online fraud is costing about 2.6 billion dollars a year and continues to grow at a rate of 700 million dollars a year. High fraud rates continue to plague electronic commerce Web sites, with criminals expected to steal $2.6 billion from online merchants this year, according to a new survey. While thats an annual increase of $700 million, the percent increase is roughly equal to the increase in total Net sales, so rates of fraud stayed essentially the same -- about 2 percent of sales -- according to the survey, conducted by CyberSource Corp. As Shakespeare wrote But he that filches from me my good name/Robs me of that which not enriches him/And makes me poor indeed. - Shakespeare, Othello, act iii. Sc. 3. The short answer is that identity theft is a crime. Identity theft and identity fraud are terms used to refer to allShow MoreRelatedâ€Å"According to the Australian Bureau of Statistics Personal Fraud Survey 2010-11, an estimated total1500 Words   |  6 Pagesâ€Å"According to the Australian Bureau of Statistics Personal Fraud Survey 2010-11, an estimated total of 1.2 million Australians aged 15 years and over were victim of at least one incident of identity fraud in the 12 months prior to the survey interview..† (Afp.gov.au, 2014) Identity fraud is a type of fraud that involves illegally pretending to be somebody else for a beneficial gain. This can result in emotional and/or financial devastation. This is a very common legal issue facing Australian stakeholdersRead MoreThe Role Of Online Health Records855 Words   |  4 PagesIdentity Theft â€Å"Your identity is your most valuable possession. Protect it.† - The Incredibles Technology in today’s world is forever changing providing individual’s with freedoms they were not able to take advantage of prior to advancements. This can offer many advantages to the average American. The use of online health records is a prime example. Many hospitals are providing online access to a patient’s medical records to provide faster results and quicker response time. Those who receiveRead MoreOnline Identity Theft1414 Words   |  6 PagesOnline Identity Theft What is identity? The word itself can have so many connotations, definitions, and subjects tied to it. However, the most basic definition of our identity would be the qualities, beliefs, and baggage that make up each person. An identity is something that each of us have a claim to from the moment we are born to even past our death. Through the recent technology surges however, our most basic claim is now threatened. We have all heard about crime on the streets but with theRead MoreIdentity Theft Is Not A New Type Of Crime776 Words   |  4 PagesMerriam-Webster defines identity theft as the illegal use of someone else s personal identifying information (such as a Social Security number) in order to get money or credit. The United States Department of Justice says identity theft is, â€Å"The short answer is that identity theft is a crime. Identity theft and identity fraud are terms used to refer to all types of crime in which someone wrongfully obtains and uses another person s p ersonal data in some way that involves fraud or deception, typicallyRead MoreCyber Crime: Preventing the Horrific Crimes on the Inernet1649 Words   |  7 PagesHorrific Crimes on the Internet Cyber Crime, including fraud, identity theft, stalking, and hacking is a growing problem which can be prevented by taking the proper precautions. I. Background II. Cyber fraud A. Fraud sites 1. Free trials sites 2. Craigslist B. Preventing fraud 1. Personal information 2. Credit cards III. Identity theft A. Identity theft sites 1. Stealing information 2. Craigslist B. Preventing Identity theft 1. Who to give information to IV. Cyber Stalking Read MoreType of Crime That Use It Systems as Weapons1199 Words   |  5 Pagesof damaging, deleting or altering computer data. Computer crimes also include the activities such as electronic frauds, misuse of devices, identity theft and data as well as system interference. Computer crimes involve activities of software theft, whereas the privacy of the users is hampered. These criminal activities involve the breach of human and information privacy, as also the theft and illegal alteration of system critical information. The different types of computer crimes have caused the introductionRead MoreIdentity Theft Is Improving With Time1216 Words   |  5 Pages Identity theft is improving with time! Really. It is. Honestly, if I were to become a victim, better it be today then five, ten or even 100 years ago. The common perception is that identity theft is a computer generation crime, which is increasing by the day. Truth is, identity theft dates back before the Internet, computers, the digital age at all. Mobsters may have brought it to an art form decades ago, and its title was quite literal derived. In that era, identity theft was not a financialRead MoreThe Globalization of White Collar Crimes: An Inside Look of How Fraud, Embezzlement, Cybercrime, Identity Theft and Forgery Are Increasing World-Wide794 Words   |  4 PagesInside Look of How Fraud, Embezzlement, Cybercrime, Identity Theft and Forgery Are Increasing World-Wide In this paper I will examine some of the aspects of white collar crimes such as: fraud, embezzlement, cybercrimes, identity theft and forgery. I will explain what each of these are pertaining to criminal justice and how they relate to one another. And I will conclude by how each of these topics are growing into global problems. According to Criminal-Law-Lawyer-Source.com â€Å"Fraud is the act of deliberatelyRead MoreIdentifying The Different Ways Online Identity Theft1462 Words   |  6 Pagesdifferent ways online identity theft can be achieved by a cybercriminal Identity theft is when your personal details are stolen. Identity theft occurs when someone steals your personal information with the intention to access bank accounts for example, or commit many other crimes in your name and at your expense. Identity theft is a growing threat in the uk which is increasing at a rapid rate. It is said that it could be one of the leading threats in the coming years. Analysis of fraud trends in 2012Read MoreOnline Gaming and Fraud in Massive Multiplayer Online Role-Playing Game (MMORPG) 1359 Words   |  5 Pages1. Online Gaming Security and Fraud Throughout the evolution of gaming, there has been a movement of large communities to online gaming. With that high amount of traffic, these online games have become prime targets for crime to emerge from. Due to the online nature and virtual elements of this kind of community, the most common type of crime committed was theft, followed closely by fraud (Chen 2005). With the increase in online communities from online gaming, businesses have started advertising

Wednesday, May 13, 2020

Evaluation Of The Burke Litwin Modification Model

Diagnosis of Change Sarath Mulleti DeVry University Feb-06-2015. Change Diagnostic Model The Burke-Litwin modification model strives to usher in modification within the performance of a team or a corporation by establishing links between performance and also the internal and external factors that have an effect on performance. This modification this alteration this modification this variation this transformation} model relies on assessing the structure furthermore as environmental factors which may be tweaked therefore on guarantee an eminent change. The Burke-Litwin modification model begins with outlining a framework, comprising the moving factors which may be manipulated to ensure a power tool transition from one section of the modification method to a different. The foremost essential facet here is establishing the links between the twelve dimensions of this transformation framework. (Ginny Edwards, Sidharth Thakur, 6/7/2013). Identifying the Drivers of Change: †¢ External Environment: The main external elements need to be observed and established in and around the organization which will affect the organization. †¢ Mission and Strategy: The view and work plan of the management of the company should be tested in the perspective of average employee and need to be correct if any corrections needed. †¢ Leadership: The Main head of the organization should always shares their leadership structure and plan which need to be implemented. †¢ OrganizationalShow MoreRelatedAn Organizational Change at the MRI Department of the Al Amiri Hospital1535 Words   |  6 Pagesas to make this department an efficient one. Literature Review Every organization and company has to keep up with the modifications that are taking place in their environment so that they are able to provide the best of the products and facilities to the customers and so that they can remain in the competition with the competitors in the field. The environmental modifications that compel the organizations to change include the enhancement of competitors and the changes in the demand of the customers

Wednesday, May 6, 2020

Interest to UC Berkeley MBA program Free Essays

Interest to UC Berkeley MBA program is out of careful evaluation of MBA program in different colleges. I have had a personal experience at Berkeley campus in 2003 when I tried to find out the location of the campus. I happened to meet some MBA students who told me a lot about the program at Berkeley. We will write a custom essay sample on Interest to UC Berkeley MBA program or any similar topic only for you Order Now It was a very joyful and the good impression of Berkeley attracted me most from the Business weekly journal I happened have a view of the programs on offer and I happened to compare the various Berkeley MBA degree programs. From Berkeley’s website, the MBA program will give me innovation skills and enhance entrepreneur spirits. This will greatly improve my professional growth and development. I need to work on my knowledge of Accounts in junior high school and improve my ability to be a qualified graduate accountant. The Taiwan MBA forum I happened to develop a powerful feeling and realized that Berkeley MBA program will be a right fit for my career advancement. One of the Berkeley old students introduced the program to me and made me realize how much I could gain from schooling at Berkeley. The field experience given to MBA students international will provide me with necessary skills for my effectiveness and efficiency in production. I also have a number of relatives schooling at Berkeley society community. These are people who are used to the environment and know the place better. In conclusion, Berkeley MBA program will enhance my career, provide one with innovative, entrepreneur skills, give me a global exposure in business skills and is located at a good environment with good weather. I therefore don’t regret applying for Berkeley MBA. Conant E (2004) How to cite Interest to UC Berkeley MBA program, Papers

Tuesday, May 5, 2020

Role of IT in Australian Marketing Industries-Free-Samples

Question: Discuss about the Use of Information Technology for Securing Australian Marketing Industry. Answer: Introduction Technology is referred to as one of the most important thing that started occupying each industry exponentially. Therefore proper usage of technology is very much helpful to gain effective competitiveness and measurable success as well. From different report sources it is defined that, from the year of 2002 and 2003, the usage of Information Technology is increasing rapidly in the Australian Industries (Vila, Darcy Gonzlez, 2015). On the other hand due to lack of usage of technologies the marketing industries might face major loss. The traditional or manual data management system utilized by the marketing industries were facing major issues regarding personnel and financial security as well, which are strictly needed to be mitigated by the Australian management authority. A set of research questions have been developed in this research proposal and lots of secondary data sources have been collected using those, the readers would be able to answer the research questions. Problem statement The order placing and payment processing technique that was traditionally used by the Australian industry was facing huge security issues those are need to be mitigated. Research aim The aim of the research is to evaluate the role of information technology in the Australian marketing industries such as finance, retails etc. It has been found that with the help of internet and web browsers the process of different payment, order placing will become much easier. The aim of the research proposal is to define the benefits of using these advanced technologies in the marketing industries to mitigate the issues of traditional order placing system. Through this application the security issues are also resolved easily. Research question What are the different characteristics of internet and web usage? How the security issues can be mitigated with the help of advanced IT application? How the automated system stands beneficial to the marketing industry? Literature review According to Chong (2014), the aim of every business is to grow and develop its consumers base to gain competitive advantages and business revenue as well. In order to achieve such competitiveness and success online advertising and promotional events play the most important roles (Bussire, Delle Chiaie Peltonen, 2014). In case of traditional marketing the process used was very much time consuming. Though the modern marketing applications are costly but still these are much reliable, flexible, and scalable and secure at the same time. Shahiduzzaman and Alam (2014) stated that, there is a huge difference between the traditional and the modern process of marketing and event management. In traditional days the employees have to manage the orders and payment details and even the personnel details also manually which is not at all secured from both the consumers and business aspect. In order to overcome the issues of traditional marketing the Australian marketing are currently willing to adopt advanced technology based applications in terms of internet usage and web services as well (Homburg, Allmann Klarmann, 2014). With the help of the advanced technology regardless of the time and location the users will be able to access the information about their desired services. The services will be available for 24 hours and even the security of the system will also get enhanced. In this new technology the users could pay online with high level of security. In manual data management the there is huge chances of data hijacking but after the development of the advanced technical excellence without proper authentication none of the users would be able to access information stored in the server (McManus, 2013). Even the users would be able to search for their desired service and products anytime and from anywhere. Moreover, it could be said that the business will become more client based after the implementation and incorporation of Information Technology with it. Research planning Research planning is a set of phases those are needed to be used sequentially to conduct the proposed project accurately. However, the researcher should develop the research plan based upon the research issues and the strategies developed to mitigate those issues. This particular research topic is focused to the implementation of Information Technology in the marketing industries of Australia. In order to gain retention from the consumers it is necessary to follow all the phases of research development accurately. Literature review is the most important thing to be done by the researcher to collect and analyze the importance of the data. It has been found that due to lack security aspects the marketing industries of Australia is getting affected everyday and to ensure the security if the industries proper technology in terms of encryption, firewall, password, authentication etc (Smith Hutchings, 2014). Thus, for this particular research topic, the researcher has considered to collec t secondary data only. For this secondary data analysis different journals and books are collected by the research developers. The steps for planning the research work the necessary steps those have been considered include development of time scale, development f the already existing resources, improvement of the manpower, consideration of accurate supporting skills and sample as well. Overview of the proposed project This research proposal is focused to the development of Information Technology in the Australian business and in the entire marketing industry. It has been defined that the properties of the Australian business is keep on changing everyday with the development of computing technology into the business applications. With the help of web presence and other internet level service the security issues that the marketing industry was facing each day will be reduced completely (McManus, 2013). A strong relationship is there in between the business and the employment size is defined as after the industries have started using the concept of Information Technology. With the increasing rate of employment the rate of IT usage also keep on enhancing respectively. According to the statistical data in large businesses 100 % employees use computers. Again, 99% of employees use the internet service, 80% of the users use the web servers for increasing the business effectiveness, efficiency as well. Th e rate of market revenue also keeps on increasing and the revenue is expected to reach around $100,000 (Shahiduzzaman Alam, 2014). With the proposed project the readers will be able to gain ideas about the current application of Information Technology in the Australian marketing industries. Even in addition to this the ways through which the personnel security issues and other financial issues could be controlled easily are also elaborated in this proposal. Data collection and data analysis approaches Data collection approach Two different types of data collection approaches are there such as primary data collection and secondary data collection. Both of these data collection approaches are helpful from the research perspectives but for this particular research topic, secondary data collection approach is found to be as the most effective one to reveal the hidden facts. Primary data collection approach is avoided in this research topic because for that questionnaire survey is required to be done by the researchers. However, for this topic the data are collected from different published books and journals as well. The secondary data are collected from the below source links: [Online]: https://www.abs.gov.au/ausstats/abs@.nsf/Latestproducts/4528.0Main%20Features122014-15 [Online]: https://www.abs.gov.au/AUSSTATS/abs@.nsf/Lookup/2085.0Main+Features12006-2011 [Online]: https://www.ausstats.abs.gov.au/Ausstats/subscriber.nsf/0/3A957ACB51FCEB50CA2574E400117CB1/$File/ABS%20Annual%20Report%2007-08_%20Final_22ndOct08.pdf [Online]: https://www.ausstats.abs.gov.au/Ausstats/subscriber.nsf/0/7A9A6570D61DE269CA256E59007AC470/$File/81290_2002-03.pdf. Data analysis There is a difference between the primary data analysis and technical data analysis. The step followed for these two different analyses also varies. For analyzing the investment in the economic stock, these two common methodologies are used for data analysis. Both the qualitative and quantitative data are collected systematically to evaluate the resultant of the research proposal. Secondary data analysis is completely focused on the details provided in the journals, articles and books. In traditional days the orders placed by the consumers are managed manually which is not at all helpful from the business perspectives however, in order to mitigate the issues of manual order management, internet based rather web based order placing systems are arranged by the most of the large to medium industries (Mistilis, Buhalis Gretzel, 2014). The size of employment also keeps on changing with the changing events and time period. The data those have been collected for the research proposal are as follows: Person Person Person Person Person % 30 26 36 29 29 Lower cost of the products % 28 26 29 37 29 Lower rate of transaction cost % 87 83 89 91 86 Time saving approach % 44 33 36 50 40 Wider range supplier access % 20 18 25 30 20 Capabilities for tracking orders % 95 91 95 97 94 Benefits reached % Gantt chart In order to complete the research proposal successfully certain steps are required to be followed by the researchers and the following are the steps to be followed: WBS Task Name Duration Start Finish Predecessors 0 Research proposal schedule development 44 days Wed 12/20/17 Mon 2/19/18 1 Understanding project topic 5 days Wed 12/20/17 Tue 12/26/17 2 Identifying research data sources 7 days Wed 12/27/17 Thu 1/4/18 1 3 Collecting data from the sources 7 days Fri 1/5/18 Mon 1/15/18 2 4 Data analysis 6 days Tue 1/16/18 Tue 1/23/18 3 5 Literature review 5 days Wed 1/24/18 Tue 1/30/18 4 6 Research planning 6 days Wed 1/24/18 Wed 1/31/18 4 7 Selecting research methodologies 9 days Wed 1/31/18 Mon 2/12/18 5 8 Expected outcome 4 days Thu 2/1/18 Tue 2/6/18 6 9 Resultant discussion 5 days Tue 2/13/18 Mon 2/19/18 7 Figure 1: Gantt chart for research proposal (Source: created by author) Conclusion From the overall discussion it can be concluded that, based upon the type of the business details different technologies are adopted by the marketing industries. Along with the business properties, the web presences must be developed. Relative changes will definitely occur after the implementation of the information technology in the business application. It is defined that different business use internet, some uses web presences and some of the businesses use internet services. Based upon the user application, a set of questions have been developed by the researchers and it is expected that with the help of set of secondary data resources these questions could be answered easily. Both qualitative and quantitative data are collected for the research proposal. The primary data collection technique is not used for this research proposal to avoid issues. The collected information are properly analyzed also by the researchers to get the answers of the research questions. References Bakker, R. M., Shepherd, D. A. (2017). 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Internal and external price search in industrial buying: The moderating role of customer satisfaction.Journal of Business Research,67(8), 1581-1588. Juan Ding, M., Jie, F., A. Parton, K., J. Matanda, M. (2014). Relationships between quality of information sharing and supply chain food quality in the Australian beef processing industry.The International Journal of Logistics Management,25(1), 85-108. McManus, L. (2013). Customer accounting and marketing performance measures in the hotel industry: Evidence from Australia.International Journal of Hospitality Management,33, 140-152. McManus, L. (2013). Customer accounting and marketing performance measures in the hotel industry: Evidence from Australia.International Journal of Hospitality Management,33, 140-152. Mistilis, N., Buhalis, D., Gretzel, U. (2014). Future eDestination marketing: perspective of an Australian tourism stakeholder network.Journal of Travel Research,53(6), 778-790. Rollins, M., Nickell, D., Ennis, J. (2014). The impact of economic downturns on marketing.Journal of Business Research,67(1), 2727-2731. Shahiduzzaman, M., Alam, K. (2014). Information technology and its changing roles to economic growth and productivity in Australia.Telecommunications Policy,38(2), 125-135. Smith, R. G., Hutchings, A. (2014). Identity crime and misuse in Australia: Results of the 2013 online survey.AIC reports. Research and Public Policy series., v. Suzanne Harrison, T., Peter Onyia, O., K. Tagg, S. (2014). Towards a universal model of internet banking adoption: initial conceptualization.International Journal of Bank Marketing,32(7), 647-687. Vila, T. D., Darcy, S., Gonzlez, E. A. (2015). Competing for the disability tourism marketa comparative exploration of the factors of accessible tourism competitiveness in Spain and Australia.Tourism Management,47, 261-272